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Certificates of Deposit (CDs)

Certificates of Deposit (CDs)

Lock in savings when you open a certificate of deposit — guaranteeing a great, fixed rate on terms that fit your timeline. We offer higher rates on longer term CDs, with terms ranging from 7 days to 5 years.

Be sure to lock in your rate soon because the further you plan ahead, the more you stand to save! Stop by any convenient Synergy Bank location today — where we'll help you find a CD that makes sense for your savings goals.

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  • Fixed interest rate for term of CD
  • Terms range from 7 days to 5 years*
  • Free online branch services
  • Flexible interest payment options
  • Add to CD, interest checks, or transfer to another account
  • $1,000 minimum deposit to open a standard CD
  • Low $500 minimum deposit to open a Junior CD

*Penalty for early withdrawal

7 Day CD

This short-term CD that provides the flexibility of a savings account, combined with the higher yield of a certificate of deposit.

  • Competitive interest rates
  • 7 day maturity with automatic renewal feature*
  • Additional deposits of any amount may be added to the account at any time
  • Partial withdrawals are allowed*
  • $1,000 minimum deposit to open

* Penalty for early withdrawal.

Junior CD

A great starter CD. Our 6-month certificate of deposit features a lower opening balance for those just beginning a savings plan.

  • Competitive interest rates
  • 6 month maturity*
  • $500 minimum to open account

*Penalty for early withdrawal.