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Carefree Checking

Carefree Checking

Bank with a breath of fresh air. We call it "Carefree Checking" — a straightforward account that lets you bank without the worry since there's never a monthly or quarterly service charge.

Open your Carefree Checking account with a low $100 deposit. That's it. Plus, your cash is always just a quick click or swipe away — with free online banking, mobile banking, and more!

  • No monthly service charge
  • No minimum balance to maintain**
  • Free online branch services
  • Free Synergy Visa® debit card available with monthly direct deposit
  • Synergy Visa® debit card (optional) with no direct deposit - $12 annual fee
  • Optional membership in the ADDvantage Swell Plan available for $5 a month
  • $100 minimum deposit to open
  • Early closure fees may apply*

*All new accounts are subject to a $10 fee if the account is closed within 180 days of opening the account.

** If your checking account is in dormant status and has a balance of less than $500, a dormant fee of $3 per month will be assessed.