Custom Image

Savings & CDs

Business Money Market

Get more return on your larger balances. We offer two distinct money market accounts to our business customers — our Power account and higher-rate Power Plus account. So you can reward your success with a better rate as your balance grows.

Plus, both our money market accounts offer limited checking privileges — making it easy to answer when opportunity calls. Contact us today and our expert staff will assist you in finding the right money market account for your situation.

Power Account:

  • Competitive interest rates
  • Check writing ability*
  • Avoid $10 monthly service charge with $2,500 minimum average daily balance
  • Unlimited withdrawals or transfers to other Synergy accounts in person or at the ATM
  • Limitations may apply on withdrawals and transfers from this account*
  • Online branch services
  • $2,500 minimum deposit to open account
  • Early closure fees may apply**

Power Plus Account:

  • Higher interest rates than our standard Power account
  • Check writing ability*
  • Avoid $15 monthly service charge with $15,000 minimum daily balance
  • Unlimited withdrawals or transfers to other Synergy accounts in person or at the ATM
  • Limitations may apply on withdrawals and transfers from this account*
  • Online branch services
  • $15,000 minimum deposit to open account
  • Early closure fees may apply**

*For Money Market Accounts, federal regulations limit the number of preauthorized withdrawals to no more than six (6) per monthly statement cycle. Each withdrawal in excess of these limitations is subject to a $10 penalty. Accounts that exceed these transaction limitations on more than an occasional basis will be either transferred to another account type or restricted of transfer and draft capabilities..

**All new accounts are subject to a $10 fee if the account is closed within 180 days of opening the account.

Synergy Business Savings

This business savings account offers a great way to prepare for the future and the financial security of your business.

  • Competitive interest rates
  • No service charge with $100 minimum balance
  • Set up automatic transfers from other accounts to help you save
  • Unlimited in person and ATM transfers or withdrawals
  • Three free other withdrawals per quarter*; $2 charge per withdrawal thereafter
  • $100 minimum deposit to open
  • $2 charge per quarter on balances below $100
  • Early closure fees may apply**

*Federal regulations limit certain types of withdrawals and transfer transactions you can make out of your savings and money market accounts to a maximum combined total of six (6) per month or monthly statement cycle. Accounts that exceed these transaction limitations on more than an occasional basis will be either transferred to another account type or restricted of transfer and draft capabilities.

**All new accounts are subject to a $10 fee if the account is closed within 180 days of opening the account.

Health Savings Account (HSA)

Offer your employees a Health Savings Account (HSA) — easy to open alongside a high deductible health plan. HSAs help your employees save for qualified medical expenses tax-free. All while keeping quick access to their savings.

But it's not just your employees who will see a healthy change. Boost morale with this in-demand perk as a part of your benefit package, as you build loyalty and retain talent.

  • Boost morale and increase employee retention
  • Funds only available for qualified medical expenses
  • Pays competitive tax-free dividends
  • Contributions are tax deductible (consult your tax advisor)
  • No monthly service charge on daily balances of $3,000 or more
  • $3 monthly fee on balances below $3,000
  • Online branch services
  • Free Synergy Visa® debit card
  • No charge for first 25 checks
  • $100 minimum deposit to open
  • One-time setup fee of only $10 (Waived on company group enrollments)
  • No "use it or lose it" policy; funds automatically roll over year-to-year
  • Must have a high deductible health plan (HDHP) to be eligible
  • Contribution limits and parameters set by IRS

Certificates of Deposit

Guarantee returns on a timeline that fits your business plan. How many investments can say that? Our certificates of deposit offer competitive, fixed interest rates on terms ranging from 7 days to 5 years.

We offer higher rates on longer term CDs. It literally pays to plan ahead, go ahead and lock in your rate today.

  • Fixed interest rate for term of CD
  • Terms range from 7 days to 5 years*
  • Online branch services
  • Flexible interest payment options
  • Add to CD, interest checks, or transfer to another account
  • $1,000 minimum deposit to open

*Penalties apply for early withdrawal