Custom Image

Credit Cards

Synergy Bank offers credit cards that are as diverse as our customers. Find the one that's right for you from the options below. As a Synergy cardholder you'll enjoy a wide range of benefits, including competitive introductory rates and your choice of reward programs. You can even put your favorite photo on your credit card! It's easy to do and a fun way to show your personality whenever you shop.

Choose from these great cards, each providing a variety of special benefits to fit everyone's lifestyle:

Maximum Rewards® Visa®Card

  • Earn points on qualifying purchases
  • No limit to the number of points you can earn
  • Acceptance at millions of places worldwide
  • Redeem for travel, gift cards, cash back and more
  • *Summary of Credit Terms

Platinum Rewards® Visa® Card

  • Acceptance at millions of places worldwide
  • Save money with our best rate
  • Added security with fraud protection*
  • *Summary of Credit Terms

Secured Visa® Card

  • Automatic reporting to the 3 major credit bureaus
  • U.S. citizenship not required (must have valid SSN or ITIN)
  • You choose the credit limit, and you can increase it at any time*
  • Maintain a good payment history and move to an unsecured card in as little as 15 months
  • Use your card everywhere Visa is accepted

Apply for a Credit Card

Apply for your credit card today using our convenient online application, or swing by your local branch for a hardcopy version!

Thinking about applying, but need more details first? Feel free to contact us. We'll be in touch to answer your questions as soon as possible.

Online Account Access for Current Cardholders

Existing cardholders may access their credit card account information online through our affiliation with First Bankcard Center.

Online account access provides the quickest and easiest way to:

  • Activate your credit card
  • Make payments
  • Transfer balances
  • Request limit increases
  • View statements
  • And much more

Once you receive your credit card, simply access your account from the First Bankcard Center website.


We reserve the right to change the account terms should your credit profile change or for other reasons described in the "Terms and Conditions." All changes in terms will be subject to the requirements of applicable law.

*Only a Program Administrator or Authorized Company Representative, as applicable, can enroll your Company's Business Credit Card online.

**Complete details, including restrictions, limitations and exclusions will be available when you become a Cardmember.

© 2013 VISA® Cards are issued by First Bankcard®, a division of Frist National Bank of Omaha, pursuant to a license from VISA U.S.A. Inc. Business Edition® and Maximum Rewards® for Business are federally registered service marks owned by First Bankcard®, a division of First National Bank of Omaha.