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Kasasa Cash

Kasasa Cash

Get the interest you deserve with this free, high-interest checking account that helps you keep more money in your wallet! Instead of paying service fees and minimum balance charges, Kasasa Cash® rewards you with high interest and nationwide ATM fee refunds* every month!

To earn all these amazing rewards each month, just do simple banking basics that make your life easier. Plus, link Kasasa Cash to a free Kasasa Saver® account and receive automatic transfer of your Kasasa Cash rewards every month to help you save without even trying. Open yours today and soon you'll be asking everyone: Do you Kasasa?™

Calculate Your Earnings


Summary
  • 2.01% APY* on balances up to $15,000
  • 2.01% to 0.70% on balances over $15,000 depending on balance in account*
  • 0.10% APY* if monthly qualifications are not met
  • Unlimited nationwide ATM fee refunds*
  • No minimum balance to earn rewards
  • No monthly service charge
  • Unlimited check writing
  • Link to Kasasa Saver for automatic savings
  • Free online branch services
  • Free eStatements
  • Free Synergy Visa® debit card
  • $100 minimum deposit to open


It’s easy to earn your rewards

It's so easy to qualify for your rewards, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least one direct deposit or ACH auto debit post and settle
  • Be enrolled and receive eStatement notice

That's it! And even if you don't qualify, there's still no monthly service fee and you still earn interest at our base rate. Plus, you can get back to earning the huge rewards the very next monthly qualification cycle!


*APY=Annual Percentage Yield. APYs accurate as of 2/20/2014. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 2.01%; and (3) balances over $15,000 earn 0.50% interest rate on the portion of the balance over $15,000, resulting in 2.01% - 0.70% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.10% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Actual interest amount paid may be less than advertised Kasasa Cash APY. Transfers between accounts do not count as qualifying transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Contact us for more information about the monthly qualification cycle.