Bank with a breath of fresh air. We call it "Carefree Checking" — a straightforward account that lets you bank without the worry since there's never a monthly or quarterly service charge.
Open your Carefree Checking account with a low $100 deposit. That's it. Plus, your cash is always just a quick click or swipe away — with free online banking, mobile banking, a free ATM card, and more!
- No monthly service charge
- No minimum balance required
- Unlimited check writing
- Free online branch services
- Free ATM card
- Free Synergy Visa® debit card available with direct deposit
- Synergy Visa® debit card (optional) with no direct deposit - $12 annual fee
- Optional membership in the Swell Plan available for $5 a month
- $100 minimum deposit to open
- Early closure fees may apply*
*All new accounts are subject to a $10 fee if the account is closed within 180 days of opening the account.