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Savings & CDs

Business Money Market

Get more return on your larger balances. We offer two distinct money market accounts to our business customers — our Power account and higher-rate Power Plus account. So you can reward your success with a better rate as your balance grows.

Plus, both our money market accounts offer limited checking privileges — making it easy to answer when opportunity calls. Contact us today and our expert staff will assist you in finding the right money market account for your situation.

Power Account:

  • Competitive interest rates
  • Check writing ability*
  • Avoid $10 monthly maintenance fee with $2,500 minimum daily balance
  • Unlimited withdrawals or transfers to other Synergy accounts at a teller
  • Limitations may apply on withdrawals and transfers from this account*
  • Online branch services
  • $2,500 minimum deposit to open account

Power Plus Account:

  • Higher interest rates than our standard Power account
  • Check writing ability*
  • Avoid $10 monthly maintenance fee with $15,000 minimum daily balance
  • Unlimited withdrawals or transfers to other Synergy accounts at a teller or ATM
  • Limitations may apply on withdrawals and transfers from this account*
  • Online branch services
  • $15,000 minimum deposit to open account

Health Savings Account (HSA)

Offer your employees a Health Savings Account (HSA) — easy to open alongside a high deductible health plan. HSAs help your employees save for qualified medical expenses tax-free*. All while keeping quick access to their savings.

But it's not just your employees who will see a healthy change. Boost morale with this in-demand perk as a part of your benefit package, as you build loyalty and retain talent.

  • Boost morale and increase employee retention
  • Funds only available for qualified medical expenses
  • Pays competitive tax-free dividends*
  • Contributions are tax deductible
  • No monthly service charge on daily balances of $3,000 or more
  • $3 monthly fee on balances below $3,000
  • Online branch services
  • Free Synergy Visa® debit cards
  • No charge for first 25 checks
  • $100 minimum deposit to open
  • One-time setup fee of only $10 (Waived on company group enrollments)
  • No "use it or lose it" policy; funds automatically roll over year-to-year
  • Must have a high deductible health plan (HDHP) to be eligible
  • Contribution limits and parameters set by IRS

Certificates of deposit

Guarantee returns on a timeline that fits your business plan. How many investments can say that? Our certificates of deposit offer competitive, fixed interest rates on terms ranging from 7 days to 5 years.

We offer higher rates on longer term CDs. It literally pays to plan ahead, go ahead and lock in your rate today.

  • Fixed interest rate for term of CD
  • Terms range from 7 days to 5 years*
  • Online branch services
  • Flexible interest payment options
  • Add to CD, interest checks, or transfer to another account
  • $1,000 minimum deposit to open

*Penalties apply for early withdrawal